Employers who wish to conduct a dependent eligibility audit should be prepared with a strong communication plan to explain their reasons for the audit and how it will help employees in the long run.
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Fall is in the air. Which means it’s open enrollment time! If your organization is one of the many heading into open enrollment, here are some common open enrollment questions, answered.
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FMLA may be an option for an employee that is suffering from workplace stress, especially if it rises to the point of a serious health condition that affects the employee’s ability to perform their work duties.
Will 2019 be the year of the cyber criminal? Read about this and other cybersecurity risks in the latest Threat Intelligence report.
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A comprehensive and robust personal insurance plan is an integral part of a personal risk management strategy. Decisions regarding your personal risk management strategy should be made with the advice of a professional insurance agent who has experience working in the high-net-worth marketplace.
For high-net-worth households, a typical umbrella policy is often not enough. The financial consequences of being sued can be serious business. They typically have more assets at risk if they are hit with a large court settlement or judgment and, while compensatory damages may be standard across the board, some juries have seen fit to punish the rich especially hard for their negligence.
For many, the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the moment that they now wish could be taken back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.
The financial consequences of being sued can be very serious for high-net-worth individuals and families who have more assets at risk. We recommend liability umbrella coverage for typical families with assets over $300,000. Because high-net-worth individuals often face complicated liabilities and have a lot to lose, they should have an in-depth conversation with their agents about what limit would be best for their needs.
The short answer is yes, they could. You would think that wildfires on the coast would have a regional impact, but events like this can have repercussions on the entire insurance market, even here in the Midwest. To recoup income from damages in one part of the country, national insurance companies tend to increase insurance rates in other states. Ongoing losses from the wildfires in California are putting pressure on insurers, and it’s only a matter of time before that cost transfers to the insureds.
You’ve seen the headlines about record flooding and weather forecasts warning us to be prepared. As the snow melts and ground thaws, how serious is the risk, and what should you do to protect your property and family? Aside from insurance, there are other ways you can prevent your basement from suffering water damage. Take the following steps to prevent loss of property and valuables.
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