For many employers, performance evaluations have become obsolete and for others they still exist, but only as a small part of a much grander process. Unfortunately, the annual performance evaluation by itself seldom provides any benefit, is often dreaded by managers and employees alike, and can be incredibly time consuming.
You take steps to protect your business from perils such as fire and theft. But how do you start to understand a risk that you cannot see and perhaps have never experienced?
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Our update for December highlights malware, data breaches, a bomb scare, and more.
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Know the essentials before deciding.
Your employee has requested to bring her dog to work in relation to a medical condition. She has even provided you a certificate illustrating that this is a service dog. What do you do? To determine whether you have an obligation to grant an employee’s request for accommodation, including the request to bring an animal to work, you must engage in the interactive process required by the ADA. Failing to engage in the interactive process can result in legal liability for your organization.
Introducing our 2019 MarketPulse trend report, where we discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole. In this issue, we explore retirement plans featuring target date funds as well as specialty drugs, cyber risk, predictive modeling, workplace well-being, advanced data analytics, the cost of large and often ongoing medical claims, and various emerging trends. In addition to a discussion of each trend, you will find supporting materials at AssociatedBRC.com/MarketPulse.
Download the PDF: MarketPulse 2019
March 2, 2019 is the deadline for employers with calendar year plans to disclose to the Centers for Medicare & Medicaid Services (CMS) whether the coverage they offer to Medicare eligible individuals is “creditable prescription coverage.” While the disclosure is voluntary, failing to disclose or properly notify Medicare eligible individuals can lead to an employee relations headache.
Enrolled in a high deductible health plan (HDHP)? There may still be time to maximize your health savings account (HSA) contributions for 2018 — you have until April 15th to make your HSA contributions. Current contributions limits include $6,850 for family and $3,450 for single. Family members (or any other person) may also make contributions on behalf of an eligible individual. High deductible health plan (HDHP) requirements are:
For many employers they have become obsolete and for others they still exist, but only as a small part of a much grander process. However, there are still some employers who continue to only evaluate their employees once per year – either because they have determined that once a year is sufficient or because they haven’t considered other options. Unfortunately, the annual performance evaluation by itself seldom provides any benefit, is often dreaded by managers and employees alike, and can be incredibly time consuming.
You might be tired of hearing about new cyber risks, especially around the holiday season with all of its other stressors, but now is the ideal time to protect your family as smart devices are a very popular type of holiday gift. Like any evolving technology, smart home tech is especially vulnerable to hackers. Do you own — or are you thinking about purchasing — any of the following popular devices?
The Occupational Safety and Health Administration (OSHA) has made its list (and checked it twice) of the 10 most frequently cited violations of 2018. While the list does not change much from year to year, there are still lessons that can be learned from other employers’ mistakes. We present to this list to help you identify common pain points and keep your workplace on the nice list. Following a broad discussion of the top 10 violations, we’ll take a deep-dive look into each issue every month throughout 2019.
As you may have seen in various media reports on Friday, December 14, 2018, a federal district court in Texas ruled that the entire Affordable Care Act (ACA) was unconstitutional. Does that mean employers can stop working on their 2018 1094C/1095C reports, ignore employer-shared responsibility penalty notices from the IRS, and start kicking adult children and individuals with pre-existing health conditions off their health plans? Not just yet.
You take steps to protect your business from perils such as fire and theft. But how do you start to understand a risk that you cannot see and perhaps have never experienced? This is the predicament that many business executives are facing and the nature of cyber risk. As businesses become more connected and dependent on online systems and vendors, the risk of a data breach or crippling business disruption goes up. If you rely on email and access to the internet to conduct everyday business, you're at risk.
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