We discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole.
Congress passed (and the President signed into law) two spending bills, one of which contained the provisions for the Setting Every Community Up for Retirement Enhancement Act of 2019 (the “SECURE Act”).
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The ADA has proved to be one of the more difficult and time-consuming laws for employers. Know the basics to maintain compliance.
Microsoft IDs notable phishing scams, DOJ charges Russian hackers, new intimidation tactics target ransomware victims and other cyber risks.
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This article discusses four benefits mistakes that we see on a regular basis. They can be quite costly for employers, and sometimes it can be quite difficult and frustrating to identify when there is a problem. But with a little bit of guidance, you can spot a problem and make a game plan on how to respond.
While the mainstream news frequently rings the alarm that the American public is “overprescribed,” employers continue to look for ways to optimize their pharmacy benefit — neither over-emphasizing prescription use nor discouraging employees from this vital benefit, but finding the “just right” approach. As a large provider of health insurance coverage, employers have the opportunity to promote optimal pharmacy use and gain value with various strategies related to health plan design, disease management, workplace wellness, and advocacy programs offered by carriers and vendors.
Back in June, we introduced you to the Individual Coverage HRA or “ICHRA.” We promised to monitor developments and guidance, and we have some new things to report. ICHRAs sounded alluring because the rules provide a way for employers to provide a “defined contribution” health benefit with financial predictability for the bottom line. Once you scratch the surface, however, the shortcomings, limitations, and administrative burdens of the ICHRA quickly bubble up.
School districts are facing unprecedented challenges with
recruitment and retention. Districts must compete for
top talent amid staff shortages, dwindling budgets, and
increasing employee demands for better benefits and
higher wages. Complicating this challenge is the fact that
more district staff members are leaving their posts than
ever. For this reason, student loan assistance is an emerging
benefit districts can offer, and can be more affordable
than you would think.
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The choices in long-term care (LTC) planning are evolving and becoming increasingly diverse beyond traditional insurance offerings, with more plans designed specifically for wealth protection and a return on investment. Retirement planning is not complete without a healthcare discussion and understanding the risk that a long-term care event can have on a family. There have been many changes in the LTC market, and more options are attractive to wealthier individuals and couples.
More employees are working
past age 65 instead of retiring, and many employers are wondering: Does the employee’s Medicare
eligibility affect the employer’s benefit programs? This eBook addresses the most
common questions we receive regarding issues such as eligibility, entitlement, health plan design and enrollment, employee education, and more. Register for our Nov. 7 webinar "How to explain the Medicare puzzle to your employees aged 65+ and still working" to learn how Medicare affects your organization, your employees and your benefit plans.
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