Read HR Consultant Heather Kaiser’s review of Mel Robbins’ bestselling book, The 5-Second Rule. Robbins will be our keynote speaker at the Leaders Forum on April 23-25.
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Investors are starting to warm to the possibilities of tax-advantaged, socially impactful real estate investments through the Opportunity Zone program.
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Employers who have dealt with these three laws know that compliance requires ongoing intentional effort.
Highlights include credit unions targeted in a spear phishing campaign, email fraud on the rise, U.S. companies targeted through LinkedIn, and more.
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You’ve entered all the codes where you should. You know your company’s safe harbor affordability code without double-checking. You know every single employee’s ACA-full-time status for 2018. In other words, you have completed ACA reporting for 2018! So, can you close the books on the ACA for 2019? Of course not. The IRS just issued another wave of proposed employer shared responsibility penalty assessments.
The answer to that question can change from month to month, but here is some insight into what is happening with the Affordable Care Act (ACA) right now. In this article, we will discuss the individual shared responsibility mandate penalty, the employer shared responsibility mandate, the ACA benefit mandates, the PCORI fees, and the final health reimbursement arrangement (HRA) regulations.
Unfortunately, life doesn’t come with guarantees, and there is always the possibility of a premature death or a permanent disability, either from accidental or natural causes. That calls for contingency planning to make sure that you or your family receive a realistic value for the equity stake you have in your business in the event of the unexpected.
Introducing our 2019 MarketPulse trend report, where we discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole. In this issue, we explore retirement plans featuring target date funds as well as specialty drugs, cyber risk, predictive modeling, workplace well-being, advanced data analytics, the cost of large and often ongoing medical claims, and various emerging trends. In addition to a discussion of each trend, you will find supporting materials at AssociatedBRC.com/MarketPulse.
Download the PDF: MarketPulse 2019
Health Insurance Portability and Accountability Act (HIPAA) rules require group health plans to provide special enrollment opportunities to certain employees, dependents, and Consolidated Omnibus Budget Reconciliation Act (COBRA) qualified beneficiaries. Being aware of special enrollment situations is important, along with making sure special enrollment rights are communicated.
According to the Federal Reserve, 44 million Americans owe a staggering $1.56 trillion in student loans, and the average incoming college-educated worker has over $37,000 in student debt (a $20,000 increase from just 10 years ago). As a result, the average college grad will take over 21 years to pay off their student loan debt making minimum payments. Many of the negative effects of overwhelming student debt include delaying the decision to buy a house or start a family, save for retirement, or just cause a tremendous amount of financial stress.
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