Employers who wish to conduct a dependent eligibility audit should be prepared with a strong communication plan to explain their reasons for the audit and how it will help employees in the long run.
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Fall is in the air. Which means it’s open enrollment time! If your organization is one of the many heading into open enrollment, here are some common open enrollment questions, answered.
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FMLA may be an option for an employee that is suffering from workplace stress, especially if it rises to the point of a serious health condition that affects the employee’s ability to perform their work duties.
Will 2019 be the year of the cyber criminal? Read about this and other cybersecurity risks in the latest Threat Intelligence report.
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For many, the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the moment that they now wish could be taken back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.
The financial consequences of being sued can be very serious for high-net-worth individuals and families who have more assets at risk. We recommend liability umbrella coverage for typical families with assets over $300,000. Because high-net-worth individuals often face complicated liabilities and have a lot to lose, they should have an in-depth conversation with their agents about what limit would be best for their needs.
The short answer is yes, they could. You would think that wildfires on the coast would have a regional impact, but events like this can have repercussions on the entire insurance market, even here in the Midwest. To recoup income from damages in one part of the country, national insurance companies tend to increase insurance rates in other states. Ongoing losses from the wildfires in California are putting pressure on insurers, and it’s only a matter of time before that cost transfers to the insureds.
You’ve seen the headlines about record flooding and weather forecasts warning us to be prepared. As the snow melts and ground thaws, how serious is the risk, and what should you do to protect your property and family? Aside from insurance, there are other ways you can prevent your basement from suffering water damage. Take the following steps to prevent loss of property and valuables.
Year-end is here and you’re probably thinking about what you want to do with your money. You might be considering charitable contributions, investments in tax-deferred accounts and other options. Here are some tips to consider as you weigh potential tax moves between now and the end of the year.
Insurance cannot prevent the personal disaster caused by a wildfire, but it can help you recover. There are three areas that you should think about before disaster strikes.
Whether you have a cabin by the lake, an apartment or other dwelling as a second home, you should consider a variety of factors when selecting the right coverage. The type of coverage will largely depend on the amount of time your home will be unoccupied, liability from renting the property, and its location.
The Insurance Research Council reports that one in seven drivers lacks coverage, which means an accident involving an uninsured driver could create a lot of trouble for you. If you’re in an accident with someone who has no insurance or not enough insurance, your only options are to look to your insurer — or to your wallet.
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