Learn about the change to hardship distributions employers may consider adopting. New legislation did not change what might constitute an individual hardship, but it does make hardship withdrawals easier to obtain for participants.
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OSHA recently released a memo clarifying how to apply standards when conducting compliance investigations. The federal regulations are still in place and remain unchanged, but the memo raises some concerns about post-accident drug testing.
About three million workers service equipment and face the risk of injury if lockout/tagout is not properly implemented. According to OSHA, compliance with the LOTO standard prevents an estimated 120 fatalities and 50,000 injuries each year.
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The end of the individual mandate penalty in 2019 does not change an employer’s 1094C/1095C reporting obligations. The information reported on the 1094C/1095C forms relates primarily to the employer mandate, which is not going away.
This month's Threat Intelligence Report is about a large hotel chain that reports an “unauthorized access” to its customer database since 2014, exposing data of 500 million guests; a vulnerability in a postal service site that left 60 million customers exposed for more than a year; a third-party vendor breach that exposes data of millions of healthcare patients; a new report that profiles notorious MageCart cyber criminals; court documents that reveal first-ever indictment on ransomware charges; and a bundled pack that makes SamSam and other ransomware easier for hackers to obtain and deploy.
Why do we fail to set safety goals? There is likely a long list with time and resources being at the top. Or maybe goals were set in the past and they were never met. Even with a mountain of data, goal setting is hard work. The right goals balance objectives, strategy and performance. When it comes to setting safety goals, we have identified five things you should consider to establish goals that motivate and spark renewed efforts toward safety.
Once upon a time, the price of a business insurance policy was determined, in large part, by an underwriter’s assessment of an organization’s risk. The underwriter would weigh the perceived risk the insurance carrier was taking on and determine premiums for taking on that risk. But as more and more data becomes digitized, data is playing a more central role in insurance carriers’ determinations — not only in pricing a risk, but whether to even take on the risk in the first place. Enter predictive modeling.
OSHA recently released a memo clarifying how to apply standards when conducting compliance investigations. The federal regulations are still in place and remain unchanged, but the memo raises some concerns about post-accident drug testing. If you’re going to conduct post-accident drug testing, you should still have some reason to believe that drug or alcohol use could have increased the likelihood of the incident occurring. Also, if you’re going to offer safety incentives for clean safety records, consider accompanying them with other incentive programs that more clearly reward actual safe practices or behaviors.
In this new Threat Intelligence report, we discuss some of the latest cyber risks, including Chinese involvement in U.S. hardware hacks; a study that reveals the ease at which criminals are using legitimate email credentials; a Canadian university that recovered $10.9 million in an $11.8 million fraud scheme; millions of voter registration records listed for sale ahead of the 2018 mid-term elections; companies impersonated by hackers in phishing schemes; and ransomware-as-a-service that is now offering exploit kits to users.
In March 2016, Congress established a Cybersecurity Task Force with the directive to determine the state of cybersecurity within the healthcare industry. They published their findings in June of 2017 and they were not good. It should come as no surprise then that healthcare continually ranks as experiencing the highest number of data breaches and cyber-attacks year over year.
The OSHA Control of Hazardous Energy standard, commonly known as lockout/tagout (LOTO), refers to specific practices and procedures to safeguard employees from the unexpected energization or startup of machinery and equipment, or the release of hazardous energy during service or maintenance activities. Approximately three million workers service equipment and face the risk of injury if LOTO is not properly implemented. According to OSHA, compliance with the LOTO standard prevents an estimated 120 fatalities and 50,000 injuries each year.
Just as you can rely on the sands of time passing, so too can you rely upon periodic adjustments to Minnesota’s workers’ compensation law. Some of the financial updates are to keep costs in line with inflation, while other changes were a result of recent changes to the law. Regardless, we’ve got a breakdown of the changes.
Uninsured flood loss from Hurricane Florence is estimated to be between $13 billion and $18.5 billion. Why the large number? Flood damage is excluded on most homeowners policies, and most homeowners do not buy stand-alone flood insurance due to its high cost. While grants and loans from FEMA will help somewhat, much of the loss from Hurricane Florence will be borne by the property owners. Therefore, it’s critical to do all you can to minimize losses now while ensuring the safety of your family.
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