Many employers, especially multi-state employers, have been bogged down by the myriad laws and ordinances springing up throughout the country related to paid sick and family leave. The New York Paid Family Leave (PFL) law is one of many such benefits. PFL is a benefit for people who perform work in the state of New York, regardless of where an employer is headquartered or where an employee lives. While PFL coverage became effective on January 1, 2018, some employers are still unaware that they are subject to the law.
On May 11, 2014, the governor of Minnesota signed the Women’s Economic Security Act (WESA), a bill that will require Minnesota employers to make dramatic changes to their employment policies and practices.
While WESA directly impacts employers who conduct business in Minnesota, the changes follow plans by federal and local governments to expand legal protections for women and other employees. For this reason, employers in other jurisdictions should pay close attention to these national and state law trends.
The Family Medical Leave Act (FMLA) is more than 20 years old, yet employers have many questions on how the law applies to their workforce. Unfortunately, mistakes in the application can have significant business and legal consequences.
Making FMLA mistakes can be costly, and many employers make mistakes they don’t even know they are making. Let’s take a look at five common leave-of-absence mistakes based on our experience with real clients from our HR Hotline.
Regardless of your company’s size or mission, the legal costs associated with a D&O lawsuit can be crippling for both an organization and its leadership. To complicate matters, D&O liability can come from a variety of sources, and claims can arise without warning. While D&O insurance provides a last line of defense for organizations and their leadership teams, the best way to protect against D&O claims is to avoid them altogether. Understanding the main sources of D&O liability can go a long way in avoiding costly legal action.
In our 2018 MarketPulse, we examine trends that are having the greatest impact on how organizations operate — and what they mean for you. These issues are likely to touch almost every employer in some way, and preparing for them now will keep you moving forward into the future. We'll be addressing the invasive impact of the opioid epidemic, skyrocketing costs of prescription drugs, cyber risk, financial well-being programs and other employee benefit strategies.
NEW for 2018. Find supporting materials at AssociatedBRC.com/MarketPulse so you can learn more about these trends and tap into the right solutions to help your organization succeed. And don't miss our new emerging trends section — promising tactics and strategies that are yet to become universally adopted, but that should be on your radar.
Download the PDF: MarketPulse 2018
The world is different than it once was. It used to be that you needed a 30-foot phone cord to take the phone into another room just so you could have a little privacy, and that when you left work, you really left work, since there wasn’t any way to login remotely.
Nowadays, technological advances have made us truly mobile by enabling us to stay connected 24/7/365. While the workplace impact of 24/7 connectivity has meant that employee productivity has been on the rise, along with it comes challenges that couldn’t have been imagined even 15 years ago.
Biometric screenings top the list of wellness tools that employers use today, according to MetLife’s 2014 U.S. Employee Benefit Trends Study. After biometrics, employers use other types of wellness programs as follows:
More organizations today are striving to offer employees "simplified" healthcare, and this shows they recognize the importance of providing easy-to-use tools in easy-to-understand language. When employees have adequate health literacy, and understand how to navigate their own healthcare landscape, what usually follows are safer, healthier and lower-cost outcomes.
Risk management and human resources are traditionally two different job functions, and the people in these areas have rarely crossed paths — but that is changing.
Why are these people starting to work together more frequently?
Foth Companies, headquartered in Green Bay, Wis., understands the link between the company’s success and the well-being of its employees. Implementing a wellness program called “Workin’ Well” featuring health risk assessments (HRAs) is one way the company is demonstrating its commitment to employees.
A recent headline in Forbes stated that 30% of millennials would “sell an organ” if it would relieve them of some of their student loan debt. Employees' personal financial issues are impacting how they function at work, and they are impacting your bottom line.
The amount business owners and executives can contribute toward their own retirement savings is limited — at least relative to their high contribution potential. This article will discuss the concept of combining a safe-harbor 401(k) plan with a cross-tested profit sharing plan in hopes of providing an alternative contribution and earnings platform.
In the time since we published an article on the Cadillac Tax in November of 2017, the Cadillac Tax has been delayed again. This time, as part of the spending bill signed January 22, 2018, the Cadillac Tax has been delayed until 2022.
Like Wrightstown Community School District Superintendent Carla Buboltz, many civic leaders — as well as business owners and executives — are seeing their job descriptions evolve. Healthcare reform, along with escalating health insurance costs, are demanding more of their attention than ever before. A survey by the U.S. Chamber of Commerce says the effects of the Affordable Care Act (ACA) are now the top concern for organizations, edging out general uncertainty about the U.S. economy.
When the public exchanges opened in October 2013, the technical glitches and low enrollment were well publicized. Since then, both public and private exchanges have evolved significantly. The private alternatives that have entered the scene often have more advantages than their public counterparts.
Two recently discovered security flaws could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These vulnerabilities can be exploited to access all of the data found in personal computers, servers, cloud computing services and mobile devices.
With massive data breaches at organizations such as Target, Dairy Queen, and JPMorgan, businesses are becoming more aware of the threat of hackers and external threats to their data. And while it’s important to protect yourself from such exposures, history has shown that the real enemy lies within our own companies. Don’t believe it?
Although every business has unique workplace hazards, many businesses also share common pain points that threaten employee safety and can lead to costly Occupational Safety and Health Administration (OSHA) violations. OSHA recently released its 10 most frequently cited violations during its fiscal year 2017. This list of frequently cited violations may help you identify common pain points in your workplace.
Let me see a show of hands. How many of you enjoy forking over fistfuls of cash to the government when you could easily have avoided doing so? Anyone? Anyone?
So why do I ask? Well, governmental agencies have been getting increasingly aggressive about conducting audits and investigations. Not only have the number of audits and investigations been increasing, but so too have the fines and penalties that result.
Have you ever been truly critical of something? I’m not talking about wretched little Internet trolls who leave snarky comments about emaciated actresses who look “fat” because the camera caught them at a funny angle.
I’m talking about actually trying to find fault with something where there may be very little fault to be found. Risk managers and people in quality assurance engage in these sorts of exercises all the time to uncover potential threats before they become problems.
The European Union’s new General Data Protection Regulation (GDPR) becomes effective on May 25, 2018. The European Union (EU) enacted these rules to create uniform data protection rules for all member states. In its view, a unified set of rules and standards would allow EU citizens more control over their personal information. The new rule will also have a global impact on any company that offers goods or services to EU residents or monitors their behavior (e.g., tracking their buying habits). The ruling will impact U.S. firms that collect, store or process EU customer data.
This archive has been updated to reflect changes made by the IRS in the Form 1095C and instructions for 2017.
We receive questions from employers almost daily on how to comply with these complex reporting requirements in various common (and unusual) situations and scenarios. To help with those questions, we have created 25 different ACA reporting tips for employers to use as guides when completing their Forms 1094C/1095C. These tips address some of the most common ACA reporting issues employers face, including helpful hints, tips and samples of completed Forms 1094C/1095C.
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