Having an insurance policy doesn’t necessarily equal protection. Security controls may not cover new technologies. Managers may not understand changes in employment regulations. Insurance policies may not reflect business growth.
We design risk management strategies that can help reduce costs and provide protection while improving profitability. Our experts recognize the various types of potential risks within your business. We work with you to identify the root causes of risk and implement an overall plan that is customized for your business. This includes mitigating liability, cultivating a safe workplace, leveraging technology solutions to enhance your risk program and closing gaps while eliminating redundancies in coverage.
We know what insurance policies exist in the marketplace and how to optimize them to transfer risk to suit your needs. With our history and long-standing reputation, we are able to be selective in the insurance carriers we work with. We place emphasis on financially sound, stable companies that provide adequate loss control and claim service on both national and global scales.
Peace of mind comes from understanding and managing your risk exposure. We give you the tools and guidance you need to act with confidence for:
This month's Threat Intelligence Report is about a large hotel chain that reports an “unauthorized access” to its customer database since 2014, exposing data of 500 million guests; a vulnerability in a postal service site that left 60 million customers exposed for more than a year; a third-party vendor breach that exposes data of millions of healthcare patients; a new report that profiles notorious MageCart cyber criminals; court documents that reveal first-ever indictment on ransomware charges; and a bundled pack that makes SamSam and other ransomware easier for hackers to obtain and deploy.
Why do we fail to set safety goals? There is likely a long list with time and resources being at the top. Or maybe goals were set in the past and they were never met. Even with a mountain of data, goal setting is hard work. The right goals balance objectives, strategy and performance. When it comes to setting safety goals, we have identified five things you should consider to establish goals that motivate and spark renewed efforts toward safety.
Once upon a time, the price of a business insurance policy was determined, in large part, by an underwriter’s assessment of an organization’s risk. The underwriter would weigh the perceived risk the insurance carrier was taking on and determine premiums for taking on that risk. But as more and more data becomes digitized, data is playing a more central role in insurance carriers’ determinations — not only in pricing a risk, but whether to even take on the risk in the first place. Enter predictive modeling.
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