Property and liability exposures are expanding far beyond anyone’s expectations. Seven figure jury verdicts have become commonplace and continue to rise. Whether it’s bodily injury, some other type of unintentional accident or advertising injury, the exposures are vast. That is why no business can safely operate without liability insurance
The best way to protect against loss is to minimize your exposure to third-party claims, and have adequate insurance incase they do occur. Our data-driven approach uses financial modeling to determine your risk tolerance, and analytics that guide program design and coverage decisions. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
In this new Threat Intelligence report, we discuss some of the latest cyber risks, including Chinese involvement in U.S. hardware hacks; a study that reveals the ease at which criminals are using legitimate email credentials; a Canadian university that recovered $10.9 million in an $11.8 million fraud scheme; millions of voter registration records listed for sale ahead of the 2018 mid-term elections; companies impersonated by hackers in phishing schemes; and ransomware-as-a-service that is now offering exploit kits to users.
Thirty-three states and the District of Columbia have legalized medical marijuana in one form or another, and ten states and the District of Columbia have legalized it for recreational use to varying degrees. As recent successful ballot initiatives have shown, with three new states approving some form of marijuana use in 2018 alone, marijuana is becoming increasingly accepted across the country. Which means it’s becoming increasingly likely that eventually you will have to confront how this panoply of marijuana laws impacts your workplace. And — surprise, surprise — that turns out to be much more complicated than it may at first seem.
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