Property and liability exposures are expanding far beyond anyone’s expectations. Seven figure jury verdicts have become commonplace and continue to rise. Whether it’s bodily injury, some other type of unintentional accident or advertising injury, the exposures are vast. That is why no business can safely operate without liability insurance
The best way to protect against loss is to minimize your exposure to third-party claims, and have adequate insurance incase they do occur. Our data-driven approach uses financial modeling to determine your risk tolerance, and analytics that guide program design and coverage decisions. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
Employers with calendar year benefit plans, you’ve finished open enrollment and coverage for your enrolled employees is already in effect. Before you kick up your feet to take a well-deserved nap, prepare for the post-enrollment “bugaboos” that often arise in January and February — just as you thought everything was in place.
While driving can be dangerous, there are many things employers can and should do to eliminate unnecessary injuries by reducing the factors within their control. In addition to having a comprehensive fleet safety program, employers can consider the following risk-management measures. Any efforts that reduce the risk of an accident are efforts worthy of your time. It is in everyone’s best interests for you to continuously evaluate ways to minimize these risks and protect people from unnecessary injury.
Introducing our 2020 MarketPulse trend report, where we discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole. This year's trend study report focuses on strategies employers can use to respond to the constant changes and challenges they face today including exploring cost-saving options to combat increasing healthcare costs, offering financial wellness and benefits strategies to address employees' personal financial challenges and improve engagement and productivity, implementing strategies to effectively manage workplace injuries and reduce the overall cost of claims and responding to the risk of business disruption and ever-evolving cybersecurity threats. In addition to a discussion of each trend, you will find supporting materials at AssociatedBRC.com/MarketPulse.
Download the PDF: MarketPulse 2020
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