Property and liability exposures are expanding far beyond anyone’s expectations. Seven figure jury verdicts have become commonplace and continue to rise. Whether it’s bodily injury, some other type of unintentional accident or advertising injury, the exposures are vast. That is why no business can safely operate without liability insurance
The best way to protect against loss is to minimize your exposure to third-party claims, and have adequate insurance incase they do occur. Our data-driven approach uses financial modeling to determine your risk tolerance, and analytics that guide program design and coverage decisions. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
The Department of Labor (DOL) recently issued new regulations that may allow some employers and self-employed individuals to buy large group health insurance through an association health plan (AHP). This may be of particular interest to small employers and self-employed individuals because an AHP covering 50 or more employees would not have to comply with a limited subset of Affordable Care Act (ACA) rules.
Staying on top of legal updates can be challenging, and deciphering what those changes mean for your business may prove even more difficult. Recently, Minnesota Governor Mark Dayton signed a bill into law updating the Minnesota Workers’ Compensation Act. Below are some of the major changes and the impact you, the employer, may realize from these updates.
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