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Associated Benefits and Risk Consulting - Casualty


Are employees entitled to bring animals to work?

Your employee has requested to bring her dog to work in relation to a medical condition. She has even provided you a certificate illustrating that this is a service dog. What do you do? To determine whether you have an obligation to grant an employee’s request for accommodation, including the request to bring an animal to work, you must engage in the interactive process required by the ADA. Failing to engage in the interactive process can result in legal liability for your organization.

Trend Study: MarketPulse 2019

Introducing our 2019 MarketPulse trend report, where we discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole. In this issue, we explore retirement plans featuring target date funds as well as specialty drugs, cyber risk, predictive modeling, workplace well-being, advanced data analytics, the cost of large and often ongoing medical claims, and various emerging trends. In addition to a discussion of each trend, you will find supporting materials at

Download the PDF: MarketPulse 2019

Medicare Part D notification: Deadline to submit fast approaching

March 2, 2019 is the deadline for employers with calendar year plans to disclose to the Centers for Medicare & Medicaid Services (CMS) whether the coverage they offer to Medicare eligible individuals is “creditable prescription coverage.” While the disclosure is voluntary, failing to disclose or properly notify Medicare eligible individuals can lead to an employee relations headache.