The cost of an injured worker is far greater than what you pay for insurance when you consider the impact to productivity, other employees, and your future premiums. Workers’ compensation insurance only covers your direct costs, but a comprehensive workers’ compensation program can do so much more. The best programs proactively manage risk and include safety and return-to-work programs to mitigate risk and lower the cost in the long run.
Safer employees have fewer accidents which lead to lower costs. Our workers’ compensations programs are designed with your objectives, industry and exposures in mind, and place your employees’ safety as the number one concern. We help you identify ways to reduce incidents and put you in a position to respond quickly should an employee be injured or disabled.
When an accident does happen, we use a proactive claims management approach and focus on claims advocacy to positively impact and control costs. By managing the various aspects of a complicated claim from the start, we are able to get claims resolved quickly and effectively. Strong claims management paired with safety and return-to-work programs deliver cost saving strategies that allow you to manage your workers’ compensation plans.
Being family friendly can do wonders for employee retention and recruiting, and few benefits can help employers build their reputation better than a paid family and medical leave program. Employers who don’t offer the right paid leave program are at risk of losing the war for talent.
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July Threat Intelligence highlights include decryption codes released, contractor charged in Capital One breach, phishing scheme targets American Express members, and more.
The answer to the question "What's up with the ACA?" can change from month to month. See Part I for my thoughts on the ACA earlier this year. Here are some insights into what is happening with the Affordable Care Act (ACA) right now. As the Affordable Care Act continues to evolve, we strive to bring you the latest changes and the potential impact on your business.
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