Your healthcare and business costs are determined by the health of your employee population and how they manage their well-being. Using data to manage your cost and create benefit packages that energize and engage employees can help you stay ahead of your competition. We harness the power of our broad and deep intellectual capital to transform your raw data into practical, useful information. We use your business history, our client experiences, and insights gleaned from national trends to support your decision making.
Using a robust clinical data analytic tool, along with the help of skilled health management consultants, you can pinpoint drivers behind your healthcare costs. Our team looks for risks associated with your employee population, the role chronic conditions may play in your employees’ health, gaps in care, use of healthcare services across the continuum and other indicators to guide benefit decision making.
Our on-staff actuary takes things one step further by identifying not just cost advantages but also behavioral changes that take place whenever you alter your plan design. We compare trends in cost, utilization and population health to help you create a healthier, more productive workforce. Employee surveys are also considered to provide insights to help shape programs and your benefit packages.
Understanding your claims experience and what matters most to your employees empowers you to manage costs, improve the health of your employees while increasing productivity and engagement.
A comprehensive and robust personal insurance plan is an integral part of a personal risk management strategy. Decisions regarding your personal risk management strategy should be made with the advice of a professional insurance agent who has experience working in the high-net-worth marketplace.
The choices in long-term care (LTC) planning are evolving and becoming increasingly diverse beyond traditional insurance offerings, with more plans designed specifically for wealth protection and a return on investment. Retirement planning is not complete without a healthcare discussion and understanding the risk that a long-term care event can have on a family. There have been many changes in the LTC market, and more options are attractive to wealthier individuals and couples.
Read about today's most urgent security risks in the Threat Intelligence highlights from September where we reveal current cyber events that impact both businesses and individuals, including new ransomware that targets corporate environments, critical security patches, and the threat of cyber attacks against the financial sector.
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