With an unlimited budget it’s easy to offer an employee benefit program that puts you a cut above your competition. Unfortunately, unlimited budgets are often not a reality, and employers have to balance the needs of the organization, employees and budget when designing their benefit offerings.
We partner with you to understand your mission, corporate culture, demographics and budget, in order to connect your benefits strategy to them. Our process identifies not just cost advantages but also behavioral changes that take place when you alter your plan design. We compare trends in cost, utilization and population health to help you create a healthier, more productive workforce.
Through surveys you will know what benefits matter most to your employees. You won’t waste dollars on premiums, paying for services that are not valued by your employees. The result is a complete benefits strategy that stems the tide of rising costs and improves employee engagement — all making you an employer of choice.
A comprehensive and robust personal insurance plan is an integral part of a personal risk management strategy. Decisions regarding your personal risk management strategy should be made with the advice of a professional insurance agent who has experience working in the high-net-worth marketplace.
The choices in long-term care (LTC) planning are evolving and becoming increasingly diverse beyond traditional insurance offerings, with more plans designed specifically for wealth protection and a return on investment. Retirement planning is not complete without a healthcare discussion and understanding the risk that a long-term care event can have on a family. There have been many changes in the LTC market, and more options are attractive to wealthier individuals and couples.
Read about today's most urgent security risks in the Threat Intelligence highlights from September where we reveal current cyber events that impact both businesses and individuals, including new ransomware that targets corporate environments, critical security patches, and the threat of cyber attacks against the financial sector.
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