PHONE 800-258-3190
Associated Benefits and Risk Consulting - Private Client


Wildfires and other disasters

Insurance cannot prevent the personal disaster caused by a wildfire, but it can help you recover. There are three areas that you should think about before disaster strikes.

The dangers of distracted driving with hands-free devices

Car and technology companies are promoting hands-free devices as a safer way to talk while driving. However, according to the National Safety Counsel (NSC), there is a growing body of evidence showing that hands-free technology such as Bluetooth and ear pieces are just as hazardous as talking on a cell phone normally. Hands-free devices contribute to “inattention blindness” (when a driver looks at, but does not “see” objects), as well as slower reaction times and difficulty staying in a lane. 

Insuring a second home

Whether you have a cabin by the lake, an apartment or other dwelling as a second home, you should consider a variety of factors when selecting the right coverage. The type of coverage will largely depend on the amount of time your home will be unoccupied, liability from renting the property, and its location.