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Associated Benefits and Risk Consulting - Private Client


Estate and life insurance planning for high-net-worth families and individuals

For many affluent individuals, the financial legacy they leave behind is an extremely important issue. Therefore, you want to make sure that nothing jeopardizes what you have worked so hard to achieve. Estate planning is more important now than ever. Because estate planning is about making sure your assets are distributed as you wish both now and after you are gone, you need to consider some important questions before you begin.

Successful families have more at stake in securing personal data

With mega breaches exposing millions of consumer records every year, it’s not a matter of if, but when identity theft will occur. The 2018 Marriott International breach exposed nearly 400 million customer records, while a 2019 Capital One breach exposed the financial records of over 100 million cardholders and applicants. The number of exposed consumer records containing sensitive personally identifiable information (PII), such as name, address, and other information, increased 127% from 2017 to 2018, with totals hitting 446 million, according to the Identity Theft Resource Center (ITRC) 2018 End-of-Year Data Breach Report.

Back to school – and, for parents, social media risks and liabilities

For many, the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the moment that they now wish could be taken back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.