Whether you are a risk taker or risk-averse, a comprehensive risk management strategy is a competitive advantage. It can protect your business from the risks that threaten to undermine what you have built. We help you understand the total cost of risk — going beyond insurance and taking into account the impact of assumed risk and uninsured losses, along with administrative costs and other factors.
Our decades of experience providing insurance brokerage, consultation and risk management services, combined with our in-depth knowledge of your business, work together to deliver effective risk management solutions that promote growth while improving profitability, so you can focus on running your business.
Peace of mind comes from understanding and managing your risk exposure. We give you the tools and guidance you need to act with confidence through:
Merger and acquisition (M&A) deals can be complicated. Extensive research and preparation must be completed prior to the closing of the deal to ensure there are no hidden liabilities or gaps in insurance coverage. When preparing for an M&A, it is crucial to understand how the buyer’s and seller’s insurance programs will respond to a change in control. In order to avoid saddling your combined company with uninsured liabilities, you must be knowledgeable about your insurance policies and how each might be modified in a merger and acquisition transaction. Consider the following before completing an M&A deal.
In an article last month, we discussed OSHA’s most frequently cited violation last year: fall protection. This month we are tackling the second most frequently cited violation on the list: hazard communication. While we have covered this topic recently, there’s more to know about an effective hazard communication and prevention program, especially for employers in Minnesota.
Staying on top of legal updates can be challenging, and deciphering what those changes mean for your business may prove even more difficult. Recently, Minnesota Governor Mark Dayton signed a bill into law updating the Minnesota Workers’ Compensation Act. Below are some of the major changes and the impact you, the employer, may realize from these updates.