Open claims cost you both time and resources to manage. Frequently open claims linger longer than they need to, and have a serious impact on your insurance premiums and ultimately your bottom line. We are here to advocate on your behalf to ensure that claims are being handled with your best interests at heart. With our experts at your side, you’ll have decades of claims analysis and loss-control expertise to help you avoid claims. If a claim does occur, we can make sure it gets the attention it deserves.
With our four-step claims management process, beginning with comprehensive communication between all affected parties, followed by the determination of liability, claim study and review and trending of loss experience, we can help you mitigate existing claims effectively while maximizing your recovery.
We look at the big picture. Work comp claims often involve employment laws that many risk managers know nothing about. What might be the right decision for a work comp claim may be the wrong decision from an employment law perspective. Making a mistake can have a profound impact. We have more experience with laws like the Americans with Disabilities Act and the Family and Medical Leave Act than anyone else in the industry. Let us help you make the right decisions.
For decades, rising healthcare costs have been a consistent topic of conversation, particularly for employers concerned with enhancing worker productivity, reducing medical costs and meeting occupational health and safety needs. One solution which has arisen with increasing frequency is the establishment of employer-sponsored clinics (or “onsite/near-site” clinics). With this solution, however, comes many considerations and challenges for employers.
This month's Threat Intelligence Report is about a large hotel chain that reports an “unauthorized access” to its customer database since 2014, exposing data of 500 million guests; a vulnerability in a postal service site that left 60 million customers exposed for more than a year; a third-party vendor breach that exposes data of millions of healthcare patients; a new report that profiles notorious MageCart cyber criminals; court documents that reveal first-ever indictment on ransomware charges; and a bundled pack that makes SamSam and other ransomware easier for hackers to obtain and deploy.
While decorations and parties can potentially have a positive effect on employee morale, they are often tempered by the competing interests of promoting diversity and inclusion within the workplace and the attendant risk of a religious discrimination claim. So how does an employer navigate its way down Candy Cane Lane without running afoul of state and federal civil rights laws?
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