There is inherent risk in everything you do. Fortunately, there are ways to minimize that risk and reduce the potential for loss. By taking proactive steps to lower the frequency and severity of claims, you in turn lower your total cost of risk — both with reduced premiums and saved claims expenses.
We can help ensure your working environment is safe, your policies and procedures are effective and your employees are engaged. Your business will become an employer of choice for applicants, as well as an organization that insurance companies want to insure.
We offer a full array of loss prevention services, including customized risk assessments, consultative services, targeted training for workers and managers, and more. These services are backed by a team of experts that understands your industry and have the training and credentials to help minimize and identify loss.
In addition, we can help you with OSHA, DOT and other regulatory compliance, facility inspections and job site visits, disaster recovery and emergency event planning, goal setting and service timelines, access to web-based portals, and more. Specifically, we provide:
Religious accommodations are becoming more common in the workplace as businesses become more diverse. Where possible, employers are effectively navigating their employees’ requests and still maintaining productive workplaces. But this often requires a bit of creativity and thinking outside the box.
We have updated the "Insurance and employee benefit considerations" section of this article, and we will continue to make updates as they become available. While the headlines about COVID-19 may be alarming, employers can be proactive by taking a calm and practical approach to mitigate and respond to the unique risks the pandemic continues to pose to their organizations. The Centers for Disease Control and Prevention (CDC) has issued interim guidance to help employers respond to COVID-19. Employers should be prepared to prevent infection from entering and spreading in their organizations as well as to answer employee questions about the organization’s readiness plan and how their health plan coverage and other employee benefits will address their needs during this pandemic.
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